Survey for businesses selling insurance alongside other goods and services

Closed 4 Mar 2018

Opened 12 Jan 2018

Feedback updated 11 Apr 2018

We asked

We asked for information about the services provided by businesses that sell insurance alongside their principal goods or services. These businesses are not registered with the Financial Services Authority because of an exemption within legislation. We wanted to gather more information to determine what level of regulation is appropriate for this type of business before producing firm proposals for consultation.

You said

We received 2 responses to the survey, both of which requested that they remain anonymous.

We did

Taking the responses we received into account, we plan to issue a consultation paper in April 2018 which will set out the Financial Services Authority’s proposals on the exemptions from the regulatory framework for insurance intermediation.

Overview

This survey is for businesses that are not registered with the Financial Services Authority (FSA).

Many businesses sell insurance alongside their principal goods or services (ancillary insurance). This activity is not currently regulated by the FSA because there is an exemption in legislation.

The FSA is reviewing this exemption to consider whether it remains current and consistent with international standards. If this exemption was removed, those businesses arranging ancillary insurance alongside their principal business activity would be required to register with the FSA.

The discussion paper below sets out additional background information in relation to ancillary insurance and on the FSA's project to update the IOM's regulatory framework for insurance business.

Why your views matter

The FSA has designed this survey to gather more information from businesses currently taking advantage of the exemption. The results of the survey will help the FSA to determine what level of regulation is appropriate for this type of business before producing firm proposals for consultation.

Areas

  • All Areas

Audiences

  • Business owner
  • Other non-resident - business interests

Interests

  • Finance
  • Business