The Collection of Civil Debt (Phase 1)

Closed 5 Jan 2018

Opened 20 Nov 2017

Feedback Updated 15 Feb 2018

We Asked

We asked for feedback in respect of 3 main policy options which will shape the first phase of legislative reform regarding the collection of civil debt. This focused on what improvements could be made to the underlying framework of how debts are recorded and made accessible, and options that would affect how debts are recovered by the coroners.    

You Said

Most respondents welcomed the proposals recognising the need for change in the areas outlined.  Some concerns were raised about the practical impact that certain changes may have. The Treasury has responded to these concerns within the feedback document. 

We Did

The Treasury has published full details of the feedback where permitted by respondents and also outlined proposed next steps.  Drafting instructions will now be progressed based on the agreed policies and a draft Bill will be brought forward for further full public consultation within the coming months. 

This initial Bill represents phase 1 of a 3 phased approach to reform all relevant underlying legislation, organisational frameworks and procedures relating to the collection of civil debts. Phase 2 will review the current coroner structure and the third phase will consider options for reviewing the existing insolvency framework.      

Results Updated 20 Mar 2018

Files:

Overview

The effectiveness of the current legislative and organisational framework in respect of the collection of debts on the Isle of Man has been the subject of periodic review over a number of years. Proposals and actions have covered a wide variety of areas but the Treasury has been unable to find a solution to the underlying issues which provides a more cost effective approach to debt collection for all parties involved.

The revised approach now outlined within this consultation seeks to both build upon the previous work undertaken and also provide a more structured and phased approach for reform which includes the underlying legislation, organisational framework and procedures relating to the collection of civil debt.

Why We Are Consulting

This initial consultation outlines the phased approach to reform and seeks views on the first phase which concentrates on reviewing and improving the underlying framework of how debts are recorded and made accessible and the options for improvement in areas that effect how debts are then recovered by the coroners. 

What Happens Next

The Treasury will publish a summary of the responses and outline further actions within 3 months of the closing date of the consultation.

Areas

  • All Areas

Audiences

  • Elected members - MHKs
  • Elected members - local government
  • Tenants
  • Landlords
  • Employees
  • Older people
  • Homeowners
  • Self-employed
  • Students
  • Retired
  • Children & young people
  • Volunteers
  • Unemployed
  • Parents, carers and & guardians
  • People with disabilities or long term illness
  • Leaseholders/ landowners
  • Lesbian, gay, transgender & bisexual
  • Civil and public servants
  • Black & minority ethnic
  • Business owner
  • Road users
  • Visitors & tourists
  • Other non-resident - business interests

Interests

  • Legislation
  • Finance